Browsed by
Tag: friend

Buying My Friend a Driver-less Car

Buying My Friend a Driver-less Car

I found the perfect gift for my friend the other day. A driver-less car. I’m not trying to be mean or anything. Just… trying to save my own life?

You see, she really isn’t the best driver. And her Dad just bought her a brand new BMW which has only accelerated the problem. Literally. She’s now driving a car that doesn’t take up to 5 minutes to reach her desired speed of forced back in your seat fast.

The other day, we were driving through my neighbourhood. Down a really narrow road with parked cars all down one side. You’d think, that she would see the car driving head on towards us and, I don’t know. Wait for it to pass so that it didn’t drive into us.

She didn’t. She decided to speed up and force the oncoming driver to slam their brakes on in a way that almost caused a pileup.

That’s why I’ve decided that her next birthday gift is going to be a car that she doesn’t ‘have to’ be in full control of. How generous of me.

Not only will it save the lives of her, myself, and all of our friends that have the misfortune to be offered a lift by her. But it will also save innocent strangers that find themselves within a 5-mile radius. And it will save her bank account.

For her, cheap full coverage car insurance is now a no go. I suspect she’s been blacklisted by the majority of insurance providers in the country, to be honest. She’ll need to get something like very cheap car insurance no deposit. The “very cheap” part is probably any oxymoron for her!

So this solves all of our problems. And it’ll probably be quite a wake-up call to be behind the wheel of a car that isn’t recklessly swerving through lanes at alarming speeds I would think. I can’t wait. Anyway in the meantime, I figured out that I’m overpaying for auto insurance so now I get to spend an afternoon googling who has the cheapest auto insurance. FUN!

Why Don’t We Teach Kids About Finances?

Why Don’t We Teach Kids About Finances?

Sorry about this off topic rant, but just had to post this.

I have a friend who works in a bank. She was tasked with the job of calling one of the bank’s customers to tell them that they owed a significant amount of money and hadn’t paid off any of their credit card bills since they were issued with their credit card.

According to her, this isn’t that rare. But the more worrying part is that this customer’s response is also a common occurrence.

First, they couldn’t provide any of the details on their card, claiming ‘I threw it away once the money ran out’. To which my friend responded with an explanation as to how credit cards work. And that the debt doesn’t just go away when you get rid of the card.

The customer was utterly baffled and very adamant that the bank had given them money, and now that they didn’t have the card they didn’t have to pay it back.

That’s terrifying! That people are so uneducated about money that they don’t understand that they have to pay back credit. If everyone thinks they’re getting free money, no wonder they’re running around searching ‘loan companies near me’ to get their next ‘free gift’. Wow. Just wow.

Why don’t we teach kids how to manage their finances in school? When I was at school I learned the quadratic formula by heart. I can still recite it now, over a decade later. Yet, I haven’t used it once. Not one time have I needed to perform any complicated algebraic equation in my everyday life.

Surely we can get rid of some of the unnecessary stuff so that our children don’t drown in debt by the age of 20?

Managing money is something that we, as adults do and think about every single day. More probably than almost anything else we ever learn at school. Yet we do it blind. No one (unless your parents decide to) teaches us how to do any of it. And we wonder why the economy is in bad shape. Another thing we need to talk about is car insurance, but that’s a whole nother matter!